Privacy Policy

ProjectPointSpread.com is committed to respecting the privacy rights of users of the Website (all capitalized terms not defined in this notice have the same meanings as in ProjectPointSpread.com's Website Terms of Use. ProjectPointSpread.com created this Privacy Policy to give You confidence as You visit and use the Website, and to demonstrate its commitment to fair information practices and to the protection of privacy.

This Privacy Policy is only applicable to the Website and not to any Third-Party Websites, which may have data collection, storage and use practices and policies that differ materially from this Privacy Policy.  For additional information, see the section concerning Third-Party Websites, below.

BY USING THE WEBSITE, YOU REPRESENT AND WARRANT THAT YOU HAVE READ AND UNDERSTOOD, AND AGREE TO THE TERMS OF, THIS PRIVACY POLICY.  IF YOU DO NOT UNDERSTAND OR DO NOT AGREE TO BE BOUND BY THIS PRIVACY POLICY, YOU MUST IMMEDIATELY LEAVE THE WEBSITE.

Each time You use the Website, the then-current version of this Privacy Policy will apply.  Accordingly, each time You use the Website You should check the date of this Privacy Policy (which appears at the end) and review any changes since the last time You used the Website.  For additional information, see the section concerning Updates and Changes to Privacy Policy, below.

1.                  ELIGIBILITY TO USE WEBSITE

As stated in the Website Terms of Use, use of the Website is restricted to individuals 14 years old and older.  ProjectPointSpread.com does not intend to, and will not knowingly, collect information from or about individuals under the age of 14. 

2.                  INFORMATION COLLECTION PRACTICES

(a)                Traffic Data.  Like most website operators, ProjectPointSpread.com may automatically gather information of the sort that browsers automatically make available, including: (i) IP addresses; (ii) domain servers; (iii) types of computers accessing the Website; and (iv) types of Web browsers accessing the Website (collectively "Traffic Data").  Traffic Data is anonymous information that does not personally identify You. 

(b)               Cookies.  A "Cookie" is a string of information that a website stores on a user's computer, and that the user's browser provides to the website each time the user submits a query to the website.  The purpose of a Cookie is to identify the user as a unique user of the Website.  ProjectPointSpread.com may use Cookies to customize Your experience on the Website to Your interests, to ensure that You do not see the same advertisements or informational messages repeatedly, and to store Your user name and/or password so You do not have to re-enter it each time You visit the Website.  For additional information on ProjectPointSpread.com's uses of Cookies, see the section concerning Information Use and Disclosure Practices/Traffic Data and Information Gathered Using Cookies, below.

IF YOU DO NOT WISH TO HAVE COOKIES PLACED ON YOUR COMPUTER, YOU SHOULD SET YOUR BROWSERS TO REFUSE COOKIES BEFORE ACCESSING THE WEBSITE, WITH THE UNDERSTANDING THAT CERTAIN OF THE SERVICES AND CERTAIN FEATURES OF THE WEBSITE MAY NOT FUNCTION PROPERLY WITHOUT THE AID OF COOKIES.  IF YOU REFUSE COOKIES, YOU ASSUME ALL RESPONSIBILITY FOR ANY RESULTING LOSS OF FUNCTIONALITY.

(a)     Personal Information.  In order for You to use certain features of the Website or to participate as a trader, You must provide to ProjectPointSpread.com certain information that personally identifies You ("Personal Information"). Personal Information includes, without limitation: (1) "Contact Data" (such as Your name, mailing address, and e-mail address); (2) "Financial Data" (such as Your credit card number or Pay-Pal account number); and (3) "Demographic Data" (such as Your age, gender and favorite sporting teams).  In every case, You will be asked to affirmatively provide Personal Information; the Website will not gather Personal Information surreptitiously.

ProjectPointSpread.com may supplement the Personal Information gathered by means of the Website with additional information gathered from public sources or from third-parties (e.g., consumer reporting agencies) that may lawfully provide such information to ProjectPointSpread.com; such supplemental information is not covered by this Privacy Policy.  Nor does this Privacy Policy apply to information provided by You to Third-Party Websites, which, as discussed above and below, may have data collection, storage and use practices and policies that differ materially from this Privacy Policy.

YOU ARE UNDER NO OBLIGATION TO PROVIDE PERSONAL INFORMATION, WITH THE CAVEAT THAT YOUR REFUSAL TO DO SO MAY PREVENT YOU FROM USING CERTAIN FEATURES OF THE WEBSITE OR FROM MAKING PURCHASES BY MEANS OF THE WEBSITE.

(b)               Information You Make Public.  The Website may contain features (e.g. public profiles) that permit You to upload, post, transmit, display, perform or distribute content, or information, including Your Personal Information.  Any information that You choose to disclose by means of such features becomes public information over which ProjectPointSpread.com is unable to exercise control.  You should exercise caution when deciding to disclose Your Personal Information by means of such features, and You agree to assume all responsibility for doing so.

3.                  INFORMATION USE AND DISCLOSURE PRACTICES

(a)                Traffic Data and Information Gathered Using Cookies

ProjectPointSpread.com analyzes Traffic Data and information gathered using Cookies to help ProjectPointSpread.com and ProjectPointSpread.com's licensors and suppliers better understand who is using the Website and how they are using it.  By identifying patterns and trends in usage, ProjectPointSpread.com is able to better design the Website to improve Your experience, and to serve You more relevant and interesting content and advertisements.  From time to time, ProjectPointSpread.com may release Traffic Data and information gathered using Cookies in the aggregate, such as by publishing a report on trends in the usage of the Website.  Other than by using cookies to store Your user name and password, ProjectPointSpread.com does not attempt to link information gathered using Cookies to Personal Information.

(b)               Personal Information

             (i)            Generally.  ProjectPointSpread.com uses Contact Data to send You information about ProjectPointSpread.com and ProjectPointSpread.com's services, and to contact you when necessary in connection with the Services.  ProjectPointSpread.com uses Your Financial Data to verify Your qualifications for certain Services, and to complete certain transactions between You and other ProjectPointSpread.com members.  ProjectPointSpread.com uses Your Demographic Data to customize and tailor Your experience on the Website.  As with Traffic Data and information gathered using Cookies, from time to time ProjectPointSpread.com may release Demographic Data in the aggregate, such as by publishing a report on trends in the usage of the Website.

             (ii)            Disclosure in Connection with Services.  ProjectPointSpread.com may disclose Personal Information to those who help it provide Services, including those who perform technical, administrative and data processing tasks such as hosting, billing, fulfillment, and data storage and security.  The third parties to whom ProjectPointSpread.com discloses Personal Information all have agreed to abide by this Privacy Policy with respect to the information provided to them by ProjectPointSpread.com (although, as discussed below, some of those third parties have separate privacy policies that govern their collection, use and storage of information that You provide to them directly). 

             (iii)            License to User Content.  As stated in the Website Terms of Use, by using the Website, You grant the ProjectPointSpread.com Parties the right to publish Your name and any username of Yours in connection with the ProjectPointSpread.com Parties' exercise of their license in and to Your User Content.  You further waive any claims arising from the ProjectPointSpread.com Parties' exercise of that right.  For additional information, see Terms of Use Section 13, regarding User Content.

             (iv)            Other Disclosure.  Except under the following circumstances, ProjectPointSpread.com will keep Your Personal Information private, and will not disclose it to third parties:

 

�         By Law or to Protect Rights.  ProjectPointSpread.com discloses Personal Information when required to do so by law, or in response to a subpoena or court order, or when ProjectPointSpread.com believes in its sole discretion that disclosure is reasonably necessary to protect the property or rights of ProjectPointSpread.com, third parties or the public at large. 

 

• Business Transfers; Bankruptcy.  ProjectPointSpread.com reserves the right to transfer all Personal Information in its possession to a successor organization in the event of a merger, acquisition, or bankruptcy or other sale of all or a portion of ProjectPointSpread.com's assets.  Other than to the extent ordered by a bankruptcy or other court, the use and disclosure of all transferred Personal Information will be subject to this Privacy Policy, or to a new privacy policy if You are given notice of that new privacy policy and an opportunity to affirmatively opt-out of it.  Personal Information submitted or collected after a transfer, however, may be subject to a new privacy policy adopted by ProjectPointSpread.com's successor organization. 

 

• Unpaid Accounts.  If You fail to pay any balance owed in consideration of services, ProjectPointSpread.com may, as permitted by law, report Your Personal Information, including without limitation Your unpaid balance, to consumer credit reporting services, collection agencies and others. 

4.                  EMAIL COMMUNICATIONS

As stated in the Website Terms of Use, by using the Website, You consent to receive from ProjectPointSpread.com periodic email communications regarding ProjectPointSpread.com's products and services.  You may opt-out of receiving email communications by sending an email message to unsubscribe@projectpointspread.com, or clicking the unsubscribe link contained in any of the email communications.

5.                  SECURITY OF PERSONAL INFORMATION

ProjectPointSpread.com has implemented and maintains reasonable security procedures and practices to protect against the unauthorized access, use, modification, destruction or disclosure of Your Personal Information.

6.                  USER ABILITY TO ACCESS, UPDATE, AND CORRECT PERSONAL   INFORMATION

ProjectPointSpread.com wants Your Personal Information to be complete and accurate.  As stated in the Website Terms of Use, by using the Website, You represent and warrant that all information You provide on any registration form or otherwise in connection with Your use of the Website will be complete and accurate, and that You will update that information as necessary to maintain its completeness and accuracy.  To confirm the completeness and accuracy of, or make changes to, Your Personal Information, visit Your personal profile.  Through Your personal profile You may review and update You Personal Information that we have already collected.

7.                  THIRD-PARTY WEBSITES

ProjectPointSpread.com neither owns nor controls Third-Party Websites.  Accordingly, Third-Party Websites are under no obligation to comply with this Privacy Policy except with respect to Personal Information provided directly to them by ProjectPointSpread.com.  Before visiting or providing Personal Information to a Third-Party Website, You should inform Yourself of the privacy policies and practices (if any) of that Third-Party Website, and should take those steps necessary to, in Your discretion, protect Your privacy. 

8.                  PROMOTIONAL ACTIVITIES

From time to time, ProjectPointSpread.com may conduct contests, giveaways and other promotions (collectively, "Promotional Activities").  Any information submitted in connection with Promotional Activities will be treated in accordance with this Privacy Policy.  From time to time, ProjectPointSpread.com may also ask You to participate in surveys designed to help ProjectPointSpread.com improve the Websites.  Any Personal Information provided to ProjectPointSpread.com in connection with any survey will be used only in relation to that survey, and will be disclosed to third parties not bound by this Privacy Policy only in aggregated form.

9.                  UPDATES AND CHANGES TO PRIVACY POLICY

Although most changes are likely to be minor, ProjectPointSpread.com reserves the right, at any time and without notice, to add to, update, change or modify this Privacy Policy, simply by posting such update, change or modification on this page. Any such addition, update, change or modification will be effective immediately upon posting on the Website.  Each time You use the Website, the then-current version of this Privacy Policy will apply.  Accordingly, each time You use the Website You should check the date of this Privacy Policy (which appears at the end) and review any changes since the last time You used the Website.  Unless ProjectPointSpread.com obtains Your express consent, any revised Privacy Policy will apply only to information collected after the effective date of such revised Privacy Policy, and not to information collected under any earlier Privacy Policy. 

Effective Date: August 11, 2008